WAEC Insurance Past Questions & Answers - Page 15

71.

family income benefit effected without capital benefit pays the sum assured from the date of?

A.

death of the assured till a specified period

B.

survival of the assured till a specified period

C.

survival of the assured period

D.

personal accident insurance

Correct answer is B

No explanation has been provided for this answer.

72.

one of the duties of  a loss adjustor is

A.

advice the claimant on claims processing

B.

ensure prompt payment of claims

C.

estimate maximum loss

D.

investigate the cause of loss

Correct answer is C

Loss Adjusters, also known as claims adjusters, work for insurance companies and examine property damage to determine how much an insurance company should compensate the claimant. 

73.

musa lent obinna the sum of N2,000,000 i february 2015 which he promised to pay back at the end of the year..  musa decided to effect a life policy on obinna for a sum of N20,000 

The peril  insured against by musa is 

A.

the loan

B.

death

C.

bad debt

D.

disability

Correct answer is B

No explanation has been provided for this answer.

74.

musa lent obinna the sum of N2,000,000 i february 2015 which he promised to pay back at the end of the year..  musa decided to effect a life policy on obinna for a sum of N20,000 

The subject matter of insurance in the package is?

A.

obinna's life

B.

the N2,000,000 loan

C.

musa's life

D.

the sum assured of N20,000

Correct answer is A

No explanation has been provided for this answer.

75.

car plying the road seeking passengers for payment of fares are classified by insurers as?

A.

private motor

B.

commercial vehicle

C.

motor trade

D.

general cartage

Correct answer is B

commercial vehicle is any type of motor vehicle used for transporting goods or transporting paying passengers.