Loan Officer Requirements, Skills & Qualifications

The following common skills and qualifications are required of a Loan Officer:

  • Bachelor’s degree in Finance or similar field.
  • x years’ experience as a loan officer.
  • Solid understanding of local, state, and federal loan regulations.
  • Customer service oriented with exceptional sales skills.
  • In-depth knowledge of computers and banking software.
  • Outstanding interpersonal and communication skills.

Note that this is not an exhaustive list of Loan Officer skill, qualifications and experience. Job requirements for specific Loan Officer roles may vary, depending on the industry and type of employer.

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