Latest Job Vacancies at CredPal

CredPal is a financial technology company that provides credit cards for consumers to meet their immediate financial needs. We are leveraging technology and the retail industry to provide a modern consumer credit solution for Africa and beyond.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Yaba, Lagos
Employment Type: Full-time

Purpose Statement

• We are looking to hire a Credit Risk Analyst who will be responsible for evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.

Key Deliverables

• Analyze and assess the financial statements and credit history of existing and potential clients.
• Review credit applications and perform credit checks.
• Structure deals and perform risk assessments.
• Ability to make informed decisions backed by sound assessment.
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
• Ability to handle multiple projects and submit applications on time.
• Understanding of business, economic, industry risk and financial forecasting.

Preferred Qualification

• Bachelor's Degree in Finance, Accounting or related field.
• Relevant training & certifications.
• 3-6years of experience as a Credit Risk Analyst in a Top Fin-tech Company.

Preferred Requirements:

• Strong communication skills (written and verbal).
• Excellent organizational, analytical, and time-management skills.
• Ability to prioritize tasks.
• Proficient in Microsoft Office.
• Advanced Excel skills.

Imterested and qualified candidates should:Click here to apply

Job Title: Treasury Officer

Location: Yaba, Lagos
Employment Type: Full-time

Purpose Statement

• We are looking to hire a Treasury Officer to lead efforts on multiple core Treasury operations.
• The Treasury Officer will proactively take ownership of a range of duties including but not limited to the resolution of banking and financial service inquiries, comprehensive analysis and conclusions on operating and payments activities, and execution of treasury compliance activities related to banking, payments and investments.
• He/She will drive the implementation of new processes and systems, documentation of standard operating procedures and other projects as assigned, related to treasury management.

Key Deliverables

• Proactively monitor cash management processes, identifying non-standard activity, exceptions or non-compliance to cash, banking and treasury policies, and escalating to management (optimize cash management processes and systems).
• Developing robust short- and medium-term cash flow forecasts and providing timely and accurate management information.
• Responsible for management and maintenance of the various Treasury Service Agreements with banks and other financial institutions.
• Contributing to the treasury policy and process framework to ensure timely reporting and effective control.
• Engaging with finance and business leaders to raise awareness and understanding of best practice in treasury management and help them to take timely and appropriate action to achieve benefits.
• Responsible for managing the liquidity forecast (daily basis) for the company.
• Providing regular financial reporting and management information related to treasury through the evaluation of data from various sources and systems.
• Create forecast vs. actuals analysis to determine if any measures are needed for improvement of planning quality.
• Producing and enhancing the suite of treasury reporting, including support for the month-end close process.

Preferred Qualification

• Bachelor's Degree in Finance, Accounting or related field.
• Relevant training & certifications.
• 3-5 years of experience as a Treasury Officer in a Fin-tech.

Preferred Requirements:

• Significant experience in operational treasury management (including cash management) for a Fin- tech company.
• Strong attention to detail and accuracy.
• Results driven, self-motivated, flexible, seeks constant improvement and a team player.
• Advanced Microsoft Office skills (i.e. Excel, Word, and PowerPoint).
• Organized, accurate and able to handle multiple tasks concurrently.
• Good communication skills; ability to build effective working relationships with internal and external stakeholders.

Imterested and qualified candidates should:Click here to apply