Credit Officer at Desired Peace Households Improvement Initiative

⏲ Aug 4, 2022, 12:06 AM
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Desired Peace Households Improvement Initiative is a Community Based Organization with the purpose of empowering woman and youths through group lending methodology and skills acquisition as an essential ingredient to self employment and sustainable growth. Groups are formed on a self-selection basis and guided by basic social and economic indicators; whereas the group structure facilitates and provides easy access to members.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Mubi, Adamawa
Employment Type: Full-time

Job Description

Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records