Risk Officer at CapitalSage Technology Limited


CapitalSage is an integrated digital financial service group, providing people-driven empowerment and inclusive solutions for individuals and businesses for sustainable value and wealth creation in Africa.

We retail world-class technologies to African businesses and individuals so that they can prosper and realise their full potential. Our agenda is anchored on three significant pillars - financial inclusion, entrepreneurial development and wealth creation - steered by the force of innovative technology.

We are recruiting to fill the position below:



Job Title: Risk Officer

Location: Ibadan, Oyo
Employment Type: Full-time

Job Description

  • Identify critical risks in credit request and provide advisory on how requests be restructured in line with the bank’s risk appetite.
  • Implement and manage the risk and control assessment reporting process as well as manage and maintain management reports, follow up of issues identified for conclusive resolution
  • Oversight over the credit process including approval of credit facilities.
  • Undertake training to staff on inherent risks and controls in the processes within their control.
  • Reporting results of risk monitoring to Management and the board.
  • Conduct detailed collateral analysis, paying due attention to collateral acceptability.
  • Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.
  • Manage the process of developing risk policies and procedures, risk limits and approval authorities.
  • Undertake quality control reviews for the business units to ensure consistent implementation of policy and processes across all business units and identify any gaps, challenges and improvement measures.
  • Management Executive Committees reports evaluation and monitor against business strategy and regulatory requirements

Qualifications / Requirements

  • A First Degree in Economics, Finance or any other discipline,
  • Minimum of 2 years of banking experience.
  • Problem Solving, Critical reasoning, detail-oriented.
  • In depth knowledge and experience of the practical application of risk MI systems and methodologies, including experience of risk and control assessment and risk reporting.
  • Good reporting skills.
  • Good knowledge of accounting and relevant lending ratios.
  • Experience in Risk Management
  • Data Analytics and Effective communication

 

 

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail

Application Deadline  6th December, 2021.