Risk Management Officer 4 Quarters Consultants Limited
4 Quarters Consultants Limited - We offer comprehensive business, IT & digital marketing services to help businesses reassess & enhance their performance.
We are recruiting to fill the position below:
Job Title: Risk Management Officer
Location: Lagos
Role Summary
- Risk Management, Loan Product & Pricing Analyst
Responsibilities
- Manage large portfolios of micro-loans through financial and mathematical models.
- Interaction with Mobile Network Operators and Financial Institutions for service optimization and management
- Clear and accurate reporting to all stakeholders throughout the service life-cycle monitoring performance against targets.
- Deploy advanced credit risk models and algorithms.
- Analyze large data volumes to identify credit risk factors.
- Have a complete understanding of all the inputs needed to cost and mark up a product and how to marry them with the company’s desired margins and consumers’ willingness to pay.
- Within B2B and/or service-selling positions, the professional may also be deployed dynamically within the negotiation of contracts.
- Consults about company’s lending needs to help them achieve their financial goals, including the collection and analysis of information about the financial situation.
- Develops loan applications by evaluating applicant information and documentation.
- Evaluates loan applications and documentation by informing applicant of additional requirements.
- Schedules and tracks closing dates, contingency dates, and loan lock expirations.
- Rejects loans by explaining deficiencies to applicants.
- Develop strategies for credit risk management and revenue maximization.
- Conduct advanced risk analytics.
Required Experience & Qualifications
- Strong analytical skills.
- Ability to set-up, organize and monitor pilots for testing and comparing risk models
- Strong interpersonal and communication skills.
- Ability to hit tight deadlines and work under pressure and strict attention to detail.
- Excellent judgment and problem-solving skills.
- Experience in and ability to gain risk insights analyzing large volumes of data.
- B.Sc and M.Sc in Mathematical Sciences, Computer Science, Finance or Business from an accredited institution.
- Minimum of 3 years' experience in a related role (e.g. credit risk analyst/manager, Loan Product Manager).
- Hands-on experience in the following (with descending significance):
- Credit risk management
- Loan Product & Pricing
- Risk analytics
How to Apply
Interested and qualified candidates should send their Applications to:
[email protected] using the "Job Title" as the subject of the email.
Application Deadline 30th January, 2020.