Risk Management Officer 4 Quarters Consultants Limited


4 Quarters Consultants Limited - We offer comprehensive business, IT & digital marketing services to help businesses reassess & enhance their performance.
We are recruiting to fill the position below:
   
Job Title: Risk Management Officer Location: Lagos
Role Summary
  • Risk Management, Loan Product & Pricing Analyst
Responsibilities
  • Manage large portfolios of micro-loans through financial and mathematical models.
  • Interaction with Mobile Network Operators and Financial Institutions for service optimization and management
  • Clear and accurate reporting to all stakeholders throughout the service life-cycle monitoring performance against targets.
  • Deploy advanced credit risk models and algorithms.
  • Analyze large data volumes to identify credit risk factors.
  • Have a complete understanding of all the inputs needed to cost and mark up a product and how to marry them with the company’s desired margins and consumers’ willingness to pay.
  • Within B2B and/or service-selling positions, the professional may also be deployed dynamically within the negotiation of contracts.
  • Consults about company’s lending needs to help them achieve their financial goals, including the collection and analysis of information about the financial situation.
  • Develops loan applications by evaluating applicant information and documentation.
  • Evaluates loan applications and documentation by informing applicant of additional requirements.
  • Schedules and tracks closing dates, contingency dates, and loan lock expirations.
  • Rejects loans by explaining deficiencies to applicants.
  • Develop strategies for credit risk management and revenue maximization.
  • Conduct advanced risk analytics.
Required Experience & Qualifications
  • Strong analytical skills.
  • Ability to set-up, organize and monitor pilots for testing and comparing risk models
  • Strong interpersonal and communication skills.
  • Ability to hit tight deadlines and work under pressure and strict attention to detail.
  • Excellent judgment and problem-solving skills.
  • Experience in and ability to gain risk insights analyzing large volumes of data.
  • B.Sc and M.Sc in Mathematical Sciences, Computer Science, Finance or Business from an accredited institution.
  • Minimum of 3 years' experience in a related role (e.g. credit risk analyst/manager, Loan Product Manager).
  • Hands-on experience in the following (with descending significance):
  • Credit risk management
  • Loan Product & Pricing
  • Risk analytics
 
How to Apply Interested and qualified candidates should send their Applications to: [email protected] using the "Job Title" as the subject of the email. Application Deadline 30th January, 2020.