Business Development Officer at Transkredit

Transkredit was birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all. We have taken up a mandate to provide easy access to credit for every qualified adult and reputable organization in Nigeria and beyond; through the use of innovation and our array of products tailored to suit their needs.

We are recruiting to fill the position below:

Job Title: Business Development Officer

Location: Wuse 2, Abuja (FCT)
Employment Type: Full-time

Job Description

• To build and deepen relationships with existing and potential clients by selling product/services of the company, particularly deposit mobilization, to retail, HNI and MSME customers.

Duties and Responsibilities

• Grow the existing risk asset portfolio in line with the Company's strategy.
• Identify, develop and cultivate relationships with customers within the retail and MSME segment that are in need of loans and advances to support their business.
• Manage existing customers' portfolio as well as develop new business opportunities by generating risk assets within the MSME and retail market.
• Leverage the Transkredit's existing relationship by developing and executing proactive, creative and on-going contact initiatives.
• Prepare sales pitches, presentations and other documents required for Transkredit customer's engagements.
• Assist in the development, launching and sales of new product offering.
• Ensure synergy and collaboration in inter-house activities and communication in order to facilitate effective and smooth running of the Company’s operations.
• Keep abreast of regulations, government policies and other developments that may affect the operations, business goals and objectives of the division within the assigned region.
• Ensuring that the legal documentation is complete, consistent with the internal approvals and properly executed and filed.
• Monitor industry trends and obtain necessary intelligence to be used as input for new product development.
• Supervisory of the business development manager.
• Manage MSME and retail banking portfolio within the region to minimise business risks and maximise profitability.
• Maintain relationship with key customers within the Bank and ensure that such customers are well served by officers within the Transkredit.
• Ensure the smooth running of operations in the bank within with respect to deposit mobilization.
• Ensure a complete, accurate and balanced assessment of risk in the credit approval presentation.
• Coordinate the approval process managing information flow and ensuring that the credit follows the stated approval process for the facility limit.

Requirements

• Candidates should possess HND / Bachelor's Degrees with 8 - 10 years relevant work experience.

Technical Skills:

• In-depth knowledge and understanding of the principles of product development, brand management and business intelligence.
• In-depth knowledge of the Nigerian Financial Services Industry with emphasis on the retail/small business.
• Working knowledge of the leading products and services available in the global market
• Deep knowledge of the marketing terrain in Nigeria
• Expert knowledge of Transkredit’s products and services.
• Good knowledge of the micro finance industry regulatory guidelines and the provisions of the license.

Soft Skills:

• Excellent communication (written and oral), interpersonal and negotiation skills
• High proficiency in the use of all MS Office tool.
• High level of attention to detail
• Excellent project management skills
• Strong leadership, supervisory and people management skills

How to Apply
Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the mail.

Application Deadline 12th November, 2023.