Graduate Job Vacancies in a Microfinance Bank in Victoria Island, Lagos

Jemi Neil Consulting - Our client, a Microfinance Bank seeks to engage the services of an experienced and detail-oriented candidate to fill the positions below:

Job Title: Operations Officer Location: Victoria Island, Lagos

Job Descriptions

• We seek to engage the services of an organized and driven operations officer that will effectively develop and enact company policies and increase efficiency of operations for our organization.
• Candidate must be a strong leader with excellent interpersonal skills and an outstanding business intellect.

Job Responsibilities

• Oversee and direct daily company administrative processes and procedures.
• Report to and assist Chief Operating Officer in daily tasks and duties.
• Ensure company policies align with and advance business objectives.
• Strategically map-out, plan, and manage projects.
• Analyze and maintain operational data.
• Develop improved business functionality that increases profits.
• Communicate with management teams to confirm execution of company processes​​
• Design and continuously improve existing and new business processes.
• Ensure compliance at all times with Regulatory.

Qualifications and Experience Essential requirements:

• At least 2 years experience in consumer or commercial lending either as a business / systems / process analyst or credit / risk / collections manager.
• Competent Project Management skills.
• Understanding of the full credit lifecycle including acquisition, fraud, account management, collections and recoveries.
• Familiar with operating Loan Banking Applications such as Bank One or other enterprise software.
• Numerically savvy, able to work with data, perform analysis and communicate result.
• Experienced in performance management.
• Proficient on Microsoft Office Suite.
• Decision making skills.
• Strong analytical skills and problem solving abilities.

Job Title: Monitoring and Compliance Officer Location: Victoria Island, Lagos

Job Description

• Our client, a micro finance bank seeks to employ a Monitoring and Compliance Officer. He/She is to provide technical support for data collection, quality assurance, analysis and learning processes including setup of M&E systems in the company's field.

Job Responsibilities

• Ensure that all recovery / collections staff update their Loan repayment sheets as well as other sheets assigned to them within the given timeframe and all step-to-step procedures for loan recovery/collections are being followed within the available timeframe.
• Ensure that the monitory sheet is being updated on a daily basis with details of non-compliance to duties from all departments.
• Assist the Head of department in development of compliance programs, reviewing company policies, and advising management on possible risks.
• Advise management through the head of department on the company’s compliance with laws and regulations through detailed reports.
• Assess company operations to determine compliance lapses and risk.
• Report matters likely to be, illegal or amount to maladministration and noncompliance to the head of department.

Requirements

• Must have an Accounting background.
• 2-3 years proven experience in a compliance officer role.
• Good knowledge of legal requirements and procedures
• Brilliant oral and written communication skills
• Highly analytical with strong attention to detail.
• A good experience in Internal Auditing will be an added advantage.

Job Title: Finance Officer Location: Victoria Island, Lagos

Job Responsibilities

• Assist in monitoring the day-to-day financial operations within the company (payroll, invoicing, and other transactions)
• Assist in preparing monthly and quarterly management reporting.
• Assist in supervising the Update of client loan repayment and Disbursement History.
• Manage the company's financial accounting, monitoring and reporting systems
• Assist in ensuring compliance with accounting policies and regulatory requirements.
• Conduct Periodic Financial Risk Management with the Finance manager.
• Develop secure procedures to maintain confidential Financial information.
• Ensure all accounting activities and audits comply with financial Regulations.

Job Requirements

• Bachelor's degree in Finance or Accounting plus 2 years of experience in accounting and/or financial analysis
• Data Processing skills.
• Excellent business judgment, analytical, and decision-making skills.
• Knowledge of financial reporting and data Management Tools like BANK ONE
• Strong demonstrated use of Excel, Word, and PowerPoint.

Job Title: Credit Risk Officer Location: Victoria Island, Lagos

Job Descriptions

• We seek to engage the services of a Credit Officer to facilitate lending for their company by assessing creditworthiness. The Credit Officer will be responsible for preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Job Responsibilities The credit risk officer will assist the Risk Department to:

• Perform risk assessments and review the credit application submitted by front line officers; exercise credit judgment; and make sound credit recommendations and / or decisions;
• Perform pro-active on-going credit monitoring and risk management on the client as well as portfolio level;
• Ensure all internal credit policies and procedures are adhered to and help to develop or enhance such policies and procedures;
• Ensure on-going compliance with regulatory requirements;
• Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates)
• Set up payment plans
• Help to prepare various credit reports to be presented to Senior Management;
• Ensure all transactions have full and proper documentation.

Job Requirements

• University degree holder or above in Management, Business Administration, Finance, Economics, Accountancy or related discipline;
• At least 2 years’ experience in corporate lending or credit risk management;
• Good understanding of the risk issues across a wide variety of corporations, industries and regions;
• Good analytical, communications and interpersonal skill;
• Good report writing skills
• Proficiency in use of MS Word, Excel and PowerPoint.

Job Title: Loan Officer Location: Victoria Island, Lagos

Job Responsibilities

• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
• Interview applicants to define financial eligibility and establish debt payment plans and Monitor and update account records.
• Prepare detailed loan proposals.
• Respond to applicants questions and resolve any loan-related issues.
• Operate in compliance with Company policies, as well as State laws and regulations.
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
• Submit applications to credit analysts for verification and recommendation.
• Approve loans within specified limits and refer loan applications outside those limits to management for approval.

Job Requirements

• Bachelor's degree in Finance, Economics, Marketing or similar field.
• A minimum of 2 years’ experience as a loan officer in a microfinance bank.
• Solid understanding of local, state, and federal loan regulations on Loan Management.
• In-depth knowledge of Microsoft Officer and banking software.
• Outstanding interpersonal and communication skills.
• Customer service oriented with exceptional sales skills.

How to Apply Interested and qualified candidates should forward their CV and Cover Letter (Highlighting similar work experience) to: [email protected] with the the job title as email subject eg: "Operations Officer ". Note: Candidate must reside on the Island

Victoria Island, Lagos State