A person who undertakes any risk in insurance business is known as ? 

A.

a broker

B.

an underwriter

C.

an insurer

D.

an actuary

Correct answer is B

An underwriter is any party that evaluates and assumes another party's risk for a fee, such as a commission, premium, spread or interest. Underwriters operate in many aspects of the financial world, including the mortgage industry, insurance industry, equity markets, and common types of debt securities.