A general question in an insurance proposal form is

A.

name of the proposal

B.

carriage of fare-paying passenger

C.

description of the proposers' premises

D.

methods of construction

Correct answer is A

Proposal (application) forms are questionnaires issued by the insurer to be completed by the proposer or his/her agent, which ask questions about the subject matter of cover. Since the insurer will use the information to assess a premium and set the terms and conditions of the policy, the prospective insured must disclose all the material circumstances, whether or not the proposal form asks for them.