Standard Chartered Bank Job Vacancy for a Credit Analyst - Lagos Mainland Region
Standard Chartered Bank is a leading international bank, with more than a 150-year history in some of the world's most dynamic markets.
We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East.
With 1,600 branches and offices in 70 countries, we offer exciting and challenging international career opportunities.
Job Title: Credit Analyst - Lagos Mainland Region
Job description
*To analyse customers risk using credit skills, ratio analysis, cash
flow projections using CreditMate platform, evaluation of parent support
policies, credit grading and judgement of management and strategy.
*To analyse customer and facility risk using program lending parameters set by the bank.
*To
jointly structure facilities with Relationship Managers to meet
individual client's needs with a view to maximizing earnings and
minimizing risk and bad debts.
*To understand customer needs and inherent credit risk and act upon them.
*To carry out research work and analyse market information so as to counter competitive pressures.
*To ensure that all credits conform to Group and Local Credit Policy.
*Monitoring
of credit quality and risk with the Relationship Managers and SCS Team
by highlighting early warning signs of credit deterioration.
*Maintenance of Corporate database
*Recommending minimum pricing ranges/risk margins using scorecard Methodology.
*Regular review of credit worthiness of clients using account monitoring techniques
*Train
attached staff in order to assist in meeting customer requirements and
to increase their efficiency, competency and productivity
*Portfolio management & monitoring of Business Credit Applications.
*Ensure
you remain alert to the risk of money laundering and assist in the
bank's efforts in combating it by adhering to the key principles in
relation to: Identifying your customer, knowing your customer, reporting
suspicions, safeguarding records and not disclosing suspicions to
customers.
*Ensure you are trained in combating money laundering
Diversity and InclusionStandard Chartered is
committed to diversity and inclusion. We believe that a work environment
which embraces diversity will enable us to get the best out of the
broadest spectrum of people to sustain strong business performance and
competitive advantage. By building an inclusive culture, each employee
can develop a sense of belonging, and have the opportunity to maximise
their personal potential.
How to Apply
Interested and qualified candidates should
Click Here to Apply