Latest Vacancies at Rosabon Financial Services Limited
Rosabon Financial Services - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.
We are recruiting to fill the position below:
Job Title: Loan Sales Executive (Consumer Lending)
Locations: Abuja (FCT), Lagos, Rivers
Employment Type: Full-time
Job Description
- The candidate will be tasked with the responsibility of selling various loan products.
- He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Duties & Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Qualificatioins / Requirements
- BS degree in Finance, Economics, or a related field
- At least 2 years work experience.
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment and meet the set target
Skills / Competencies:
- Excellent communication and interpersonal skills
- Integrity and Analytical skills.
- Strong Negotiation and sales skills
- Proficient in MS packages and Software
- In-depth knowledge of computers, MS Packages, and banking software
Interested and qualified candidates should send their CV via mail to: [email protected] using the Job Title as the subject of the mail.
Job Title: Lease Executive
Locations: Abuja (FCT) , Lagos, Rivers
Employment Type: Full-time
Details
- The lease executive will build and preserve trusting relationships with our clients to get quality risk assets being Corporate Loans, operating and finance leases. We’ll rely on you to find ways to outperform our competition and maintain our company’s positive image.
- Ultimately, you’ll maintain strong relationships with the company’s clients to boost our brand and profits.
Duties and Responsibilities
- Generate High-Quality Risk Assets
- Identify key staff in client companies to cultivate profitable relationships
- Resolve clients complaints quickly and effectively
- Understand clients’ needs and develop plans to address them
- Promote excellent customer service.
- Aim to preserve customers and renew contracts
- Approach potential clients to establish relationships
- Gain solid knowledge of competitors to build new profitable products
- Building positive relationships with customers
- Identifying opportunities for greater profits
- Intuitive to customers’ needs
- Strategic thinker and ability to analyze and solve problems quickly
- Attentive to detail and organized
- Must be self-motivated, flexible, and able to manage other assigned tasks
- Prepare reports as at when due or assigned.
- Other activities assigned by the head of the unit for better team productivity
Skills / Competencies / Requirements
- BSc / BA in Business Administration or similar field
- Proven experience in Sales and Business Development
- Knowledge of customer management practice
- Experience in Risk Assets creation
- Experience in leasing
- Problem-solving attitude
- Excellent communication skills
- Aptitude for fostering positive relationships
- Teamwork and good work ethics
Interested and qualified candidates should:
Click here to apply online - Rivers
Click here to apply online - Abuja
Click here to apply online - Lagos
Application Deadline 23rd April, 2021.