Our client, a core investor in the Microfinance industry is looking for seasoned and experienced candidates for the following positions both in Abuja and Owerri. Job Title: Head, SME Business Development Location: Abuja Job Description
Responsible for managing the Business Development & Marketing Unit; ensuring smooth running of all activities within the unit
Develops new deposit, loan and merchant business for a specific target market of small to medium size businesses and business professionals
Provides leadership, training and supervision to marketing officers and other personnel within the unit
Definition of marketing and sales strategies of Small & Medium Enterprises
Management of credit risk framework for SME loan customers
Provides a superior level of customer relations arid service and ensures compliance with Bank policies and procedures
Responsible for attaining established individual, department and Bank goals through active participation in sales management and officer call programs
Tracks and analyzes banking economic trends and makes recommendations to the management of the bank
Responsible for the coordination of all marketing activities of the Bank
Performs supervisory duties of department staff (identification of skills need/vacancy), and coordinates staff coverage within the unit.
Develops various marketing concepts, objectives, materials, advertisements, programs, press releases, and other special events approved by senior management and the Board of Directors
Provides guidance and coordinates implementation efforts with respect to the installation/launch of new or existing products and services
Prepare monthly performance reports for MPR sessions
Ability to pose as the primary contact of public relational advertising, and certain business development activities that promote the spirit, philosophy, dedication, and general direction of the Bank.
Required Skills and Competencies
Strong analytical skills, Knowledge and understanding of the Nigerian commercial banking market
Good negotiation, problem-solving and conflict resolution, Creative and innovative,
Knowledge and understanding of commercial financial products, Good product development and portfolio management capabilities
Qualification
A Minimum of 2.2 in University Degree. An MBA would be an added advantage
4-7 years in the Banking sector
Job Title: Head, Micro Business Development & Marketing Location: Abuja and Owerri Job Description
Formulation and implementation of Micro Business banking & Government strategy
Definition of marketing and sales strategies of Markets and Micro Business banking division
Development of Micro business Banking products and services
Management and maintenance of existing customer relationships and development of new relationships with key markets and strategic entrepreneurs
Management of credit risk framework for micro businesses
Develop a customer management framework Including customer Insight driven marketing
Fund the bank with cheap liabilities
Play Ambassadorial role in the entire region
Prepare weekly reports for Executive Management
Achieve PCE, Balance and other performance target
Managing the Business Development & Marketing Unit within the entire region; ensuring smooth running of all activities within the unit
Develops new deposit, loan and merchant business for a specific target market of small to medium size businesses and business professionals
Provides leadership, training and supervision to marketing officers and other personnel within the unit
Must attain established Individual, departmental and Bank goals through active participation In sales management and officer call programs
Tracks and analyzes banking economic trends and makes recommendations to the mgt. of the bank
Responsible for the coordination of all marketing activities within the assigned region
Supervises unit staff (Identification of skills need/vacancy), staff coverage within the unit.
Develops various marketing concepts, objectives, materials, advertisements, programs, press releases, and other special events approved by senior mgt and the Board of Directors
Provldes guidance and coordinates implementation efforts with respect to the installation/launch of new or existing products and services
Ability to pose as the primary contact of public relations/ advertising, and certain business development activities that promote the spirit, philosophy, dedication, and general direction of the Bank.
Orientation, Presentation Skills, Ability to manage &multiple tasks, Superior product knowledge, Financial Planning/Budgeting & Forecasting, etc
Qualification
A Minimum of 2.2 in University Degree. An MBA would be an added advantage
4-7 years in the Banking Industry
Job Title: Head, Agric Business Development Location: Abuja and Owerri Job Description
Responsible for managing the Agricultural & Rural Banking unit; ensuring smooth running of all activities within the unit
Provides leadership, training and supervision to rural finance officers and other personnel within the unit
Develop strategic alliance to boost business development
Develop Agric& Microfinance products in partnership with product development unit of the bank
Maintain strategic relationship with development partners, agencies and regulatory bodies that interface with Agric& Microfinance.
Responsible for attaining established individual, department and Bank goals through active participation in sales management and officer call programs
Stay abreast of new types of loans and other financial services and products to better meet customers’ needs.
Performs supervisory duties of department staff (identification of skills need/vacancy), and coordinates staff coverage within the unit
Identify new capacity buildings and maintain mutual business relationships with existing ones
Provides a superior level of customer relations and service and ensures compliance with Bank policies and procedures
Provides guidance and coordinates implementation efforts with respect to the installation/launch of new or existing products and services
Tracks and analyzes banking economic trends and makes recommendations to the management of the bank
Supervise loan personnel.
Responsible for the coordination of all rural and micro business of the Bank
Analyze potential loan markets and develop referral networks to locate prospects for loans. Perform all other duties as may be assigned by the MD/CEO
Required Skills and Competencies
Strong analytical skills, Knowledge and understanding of the Nigerian commercial banking market, Strong strategic orientation, Excellent customer relationship development/management
Good negotiation, problem-solving and conflict resolution, Creative and innovative, Knowledge and understanding of commercial financial products
Good product development and portfolio management capabilities, Advanced Credit Skills, etc
Qualification
At least a 2:2 University degree In Marketing, Banking & Finance, Agric Economics or Forestry or at least a lower credit HND degree on any of the above disciplines. An MBA/M.Sc. is an advantage
Minimum of 6 years experience at the Agric desk in the Banking Industry.
Job Title: Head, Corporate Support Services Location: Abuja Job Description
Provide positive and professional leadership to staff in the Corporate Services Department, ensuring that the department is well managed to support the activities of the bank.
Delegate appropriate responsibility for the provision of corporate services whilst retaining overall accountability for the delivery of those services.
To manage and supervise all tendering and procurement activity in accordance with the bank’s policy
To provide advice and guidance to the MD/CEO on organizational development matters.
To ensure that all KR policies and procedures meet the requirements of the relevant legislation
To procure end manage a range of facilities management services including; Catering, cleaning, security, and fire protection
To manage the premises used by the Bank including the relationships with landlords, managing agents and other tenants (where appropriate>
Undertake such duties, in addition to the principal duties listed, as may be delegated by the MD/CEO.
Skills and Competencies Strong analytical skills, Persuasiveness, People Management, Relationship & Conflict management, Multitasking skills, Poise, Discipline & Rhetoric, Analytical, Excellent Administrative skills, Good documentation end process management skills, Leadership/Supervisory skill, team building, organisation/coordination, Good computer knowledge (use of excel and outlook)
Qualification
L.LB in law and must have been called to bar with a minimum of 7 years post call experience in the banking sector.
Relevant professional Qualification in Human Resources is an added advantage.
Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines(fulfilling conditions for disbursement or deferrals obtained)
Responsible for providing support, direction, credit Information, and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio
Monitor the strict adherence to credit related regulations (Single obligor limits, aggregate large exposures etc)
Timely review and approval/rejection of credit requests
Perform reviews for renewals/assessment of existing facilities performance and other credit related requests
Monitor the attainment of approved standards on credit portfolio management
Provision of information requested by regulatory and rating agencies
Value addition to credit requests: Identifying critical risks in credit requests and providing alternative routes by restructuring the request to make it viable
Preparation and rendition of all credit risk reports (unit’s weekly and monthly reports, credit exposures, performing and default loans etc)
Perform risk acceptance evaluation and assign risk rating in line with approved risk classification guidelines
Ensures proper documentation of individual exposure by adhering to set documentation standards and procedures
Define credit approval framework and recommend credit approval limits in line with bank policy
Oversee the realization of securities on lost facilities (Loan loss provision coverage)
Identification of knowledge gap and skill need within the unit and communicating to HR unit
Effective training of subordinates to achieve business continuity in the absence of the unit head
Calculating the Allowance for Loan and Lease Loss Reserve (AILL) and making recommendations to executive management and the Board of Directors for monthly allocations to the Loan Loss Reserve.
Performs direct supervisory duties of department staff, and coordinates staff for coverage in all related areas of the unit.
Reviews and approves/declines large and complex loans prior to submission to management
Skills and Competencies Credit Administration/Risk Management, Credit Products, Credit Analysis and Appraisal, Loans administration / account management, Credit Workout/Restructuring, Financial analysis / interpretation knowledge, Facility Structuring, Team Building, People Management, Integrity and Discretion, Resilience, Tenacity and Integrity, Entrepreneurship, etc
Qualification
At least a 2:2 University degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
About 7 years banking experience with adequate knowledge of the required responsibilities.
Job Title: Head, Information Technology Location: Abuja Job Description
Administration of the Banks local, wide, wireless, Internet,
Administration of Intranet networks, telephone and Voice Over IP (VoIP) systems, and all related software programs.
Responsible for user administration, support &training and maintains system specifications
Ensures the Bank’s technology resource systems are operating in a secure and stable manner.
Deploys information technology architecture strategies to accommodate current and future organizational needs,
Supervises unit staff, coordinating them for coverage in all related areas plus effective training of subordinates to assume Unit head’s position/responsibility
Deployment of bank-wide intranet solution to all branches and cash points of the bank plus maintenance of mobile banking product ($MS, POS) and grow market share of mobile transactions
Implementation of Information Technology Infrastructure Library
Monitoring & adherence to IT cost budget
Monitoring all operating systems to detect systems/channel defects and malfunctions
Ensuring the availability and maintenance of Core Banking Application (CBA)
Maintenance of the bank’s average uptime of delivery channels (Network uptime, enterprise mail system availability, internet website availability etc)
Effective development and driving Implementation of SLAs between the bank and IT third party vendors
Deployment & successful Implementation of updatable anti-virus programmes on all systems within the bank to avoid information security incidences (viruses, hackers, IT Fraud etc)
Running information security vulnerability assessments checks on a bl-monthly basis and regularisation of identified Information security key risk issues
Implementation of an online replication/backup Site in line with best practices in addition to the development of a practical recovery site in Abuja
Implementation of electronic document management system leveraging on the bank’s intranet portal
Conducting information security gap analysis end recommendation of appropriate training programs
Skills and Competencies
Excellent Negotiation skills,Excellent knowledge of software, hardware operating systems, and telecommunications,Team Building, People Management, Relationship Management, coordination, Excellent Computer knowledge, Good communication skills (oral & written)
Qualification
At (east a 2:2 University degree in Computer Science, Information Technology, Etc
Additional relevant professional Qualification like, CISCO, SQL, etc
A minimum of 6 years’ experience In the Telecom industry or in the Bank
Supervision of the FINCON, Product Dev. Performance MV. & Strategy Functions of the Bank
Define the financial management framework! policies and performance management guidelines for the bank
Manage the reporting of financial performance
Establish investor relations strategy and set overall direction for the bank
Oversee key investor relations activities of all entities and ensure alignment with bank strategy and objectives
Build relationships with key stakeholders, institutions and investment community at Group level reflective of their needs and bank’s overall objectives
Collaborate with the bank’s Finance and Performance Management and Marketing Strategy functions to analyse financial models, assess financial reports and market opinion, monitor competitors and contribute to formulation of responses
Work In partnership with the Communications and Brand MV. Unit to execute communications strategy and enhance relationship with investor community
Directs accounting department activities and provides leadership, training and supervision within the unit ensuring that set goals and objectives are achieved
Provides a high level of customer relations and service ensuring compliance with Bank policies.
Skills and Competencies
Knowledge and understanding of global banking operations, Strategic orientation, creativity & innovation, Good Policy Dev. and Mgt. capabilities, Financial Acumen and Accounting, Management/Cost Accounting, Banking Industry Knowledge, Financial Services Industry Knowledge, Financial Regulations & Standards, Strategic Focus,
Integrity and Discretion, Initiative! Proactive, General managerial/ administration
Qualification
At least a 2:1 University degree in Accounting/ Upper class of HND qualifications
A recognised professional certification such as CIMA, ACCA, and ACA etc.
Minimum of 5 years experience as the Chief Finance Officer of a Bank.
Identify and Implement methodologies for identifying, assessing, monitoring, controlling and reporting compliance risks. Agree on the type and frequency of monitoring In relation to the bank’s scale of the activity.
Ensures company-wide compliance with established policies and controls and ensures that violations are thoroughly investigated Ensure total compliance with all regulations by liaising with stakeholders on resolution of matters arising and maintenance of monitoring records, ensuring that matters are followed up and resolved appropriately within the agreed timescales
Establish and ensure compliance with processes and systems for regulatory requirement of KYC
Manage relationship with regulatory/supervisory bodies of the bank Provide leadership support to direct and coordinate work efforts
Develops, reviews and updates Compliance risk-mitigation and fraud prevention strategies Categorize risks into high and low-risk areas and put procedures in place to examine and monitor continually the high-risk areas.
Respond to auditors’ requests for customers’ balances as at specified period.
Organization and maintenance of bank-wide archives
Continuous update of bank’s authorized signatory list.
Review of collections from branches and departments. Monitoring and supervision of Checks and Reviews within the units and branches and premises
Facilitates transaction checks/Reviews of cash Management, central clearing, investment banking, Bullion services, Credit Risk Mgt, GRM etc
Review of call-over attestation
Ensures cleanliness and integrity of all Internal/GI accounts at the branches
Responsible for the development and enforcement of the use of Department Control Function Checklist (DCFC)
Provides a high level of compliance counseling, advisory and decision support services to business units and strategic resource functions, including subsidiaries
Preparation and rendition of required control reports (Monthly control situation report, incidence reports, Quarterly Board Report and monthly Corporate Governance Compliance Status Report for CBN etc) Responds to EFCC, NDLEA, ICPC, CBN & NDIC/KYC related emails to the bank
At least a 2:1 University degree in Accounting/ Upper class of HND qualifications.
Recognised professional certification such as CIS, ACCA, ACA, IT Certification etc
4-7 years’ working experience in the Banking industry and in the similar position.
Job Title: Head, Compliance and Control Location: Abuja and Owerri Job Description
Responsible for developing, implementing and administering all aspects of the Bank’s Compliance Management Program.
Plans, organizes, and controls the Bank’s day to day administrative, lending and operational compliance activities; collaborates with the Chief Inspector Officer in the overall administration of these directives for the Bank.
Participates In various committees, audits and examinations
Supervises the responsibilities of the Bank’s Secrecy Act Officer, Privacy Officer, and Bank Security and Safety Officer to ensure compliance efforts are maintained on a daily basis.
Conducts staff training related to new hires, compliance, customer service, mainframe and software computer programs, Advises the Board of Directors, Senior Management and Bank personnel of emerging compliance issues and consults and guides the Bank in the establishment of controls to mitigate risks.
Ensures department activities run smoothly and efficiently by providing leadership, training and supervision
Identify and implement methodologies for Identifying, assessing, monitoring, controlling and reporting compliance risks. Agree on the type and frequency of monitoring in relation to the bank’s scale of the activity.
Manage relationship with regulatory/supervisory bodies of the bank
Review of call-over attestation
Responds to EFCC, NDLEA, ICPC, CBN & NDIC AML/KYC related mails to the bank
Other tasks and functions as assigned by the Divisional head and Managing Director