Keystone Bank Job Vacancy for a Credit Control Officer

Keystone Bank is a full service commercial bank wholly owned by the Asset Management Corporation of Nigeria (AMCON) and was granted banking license on August 5, 2011, by the Central Bank of Nigeria (CBN).
The Bank has met and exceeded all capital and capital adequacy requirements of the CBN and assumed the deposit liabilities, certain other liabilities and assets of former Bank PHB Plc, following the revocation of the erstwhile bank's operating License by the CBN.

Keystone Bank is recruiting for the position of :

Job Title: Credit Control Officer
Duties And Responsibilities:

• Ensuring compliance with conditions precedent to drawdown.
• Maintenance of documentary Exception Register/List.
• Ensuring quality assurance of loan documentation before disbursement of credit facilities.
• Review offer letter against approval prior execution by the customer.
• Ensuring that facilities are approved in line with Credit Policy Guidelines.
• Reviewing Availment Ticket for purposes of booking all credits.
• Tracking all fees and preventing all avenues for income leakage.
• Rendition of credit activity report.
• Review of all loan documents for correctness and completeness.

• Timeliness in completion of assigned tasks.
• Effectiveness at execution of assigned tasks.
• Efficiency at executing scheduled and ad-hoc assignments.
• Adequacy and completeness of credits documents in line with approved conditions precedent to drawdown and credit policy.
• Timeliness in the preparation of exception reports/review on all approved/processed Availment Tickets.

• First degree or its equivalent preferably in Law.
• Required Experience 3 - 5 years

• Strong analytical, qualitative and quantitative skills.
• Demonstrate extensive knowledge of risk management methodologies & procedures
• Sound awareness/ understanding of trends and recent developments in both the regulatory and supervisory environment of the banking industry.
• Proven track record of delivery in contribution to enterprise risk management solutions delivery to business functions.
• Good written and verbal communication skills.
• Proficient in using the computer and word processing applications.
• Problem-solving and research-oriented skills.
• Working knowledge of financial markets.
• Proven ability to contribute to complex projects and teams across different business areas