Job For Loan Servicing & Collections Associate at Branch.co

Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, and Nairobi, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world's emerging middle class to access banking options and achieve financial flexibility. We are recruiting to fill the position below:     Job Title: Loan Servicing & Collections Associate Location: Lagos Responsibilities

• Reporting to the Servicing & Collections Lead, you are part of a team that interacts with current borrowers, ensuring they understand their loan terms, are paying on time, and are receiving excellent customer service. Specifically your role revolves around analysis of loan repayment patterns, defaults and analysis of debt collection efforts by 3rd party debt collectors.

• Generate invoicing data for the debt collection companies and reconcile all invoices
• Identify gaps in our processes and recommend areas for improvements
• Using SQL, derive borrower data to send to outsourcing companies.
• Using Excel, analyze debt collection and loan repayment trends.

• Promptly respond to questions from debt collection companies.
• Ensure that debt collection companies companies observe strict guidelines and agreed upon SLA's.
• Correspondence on any communication around loan servicing and debt collection
• Listing customers with Credit Reference Bureaus (CRBs)
• Clear customers, who have repaid their loans fully, with CRBs.

• Outstanding Analytical skills
• Highly entrepreneurial, comfortable with start-ups, ambiguity and taking initiative
• Excellent collaborator and team player.
• Good command of SQL
• Excellent command of MS Excel
• Business/Statistics/Computer Science Degree or their equivalent

• You write your own SQL Queries to a database to extract data that you eventually use to inform a decision or solve a problem
• You use Excel to analyze, calculate and present data in an easy to understand fashion
• You are excited by numbers, behavior patterns and trends

• You will be part of a talented, passionate team that is determined to make a positive impact on the lives of the mobile generation throughout the developing world
• You will join a team with unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed millions of loans. Our success has led to investments from Silicon Valley’s leading VCs
• We offer a competitive salary, stock options and generous benefits.