Credit Risk Officer Job in Lagos at SENCE Nigeria Limited
Since our inception, SENCE has been totally focused on building a
strategic, quality consulting practice. We are committed to helping SMEs
succeed in a challenging and tasking environment by providing them with
the support they need to survive and grow.
Job Title: Credit Risk Officer
Roles and Responsibilities
The following are the roles and responsibilities of this role:
•Analyze and assess credit proposals.
•Review portfolios status to check delinquencies and recommend actions for management.
•Periodic inspection of assets
•Attend monthly risk asset meetings (Credit reviews and MPR)
•Market survey to determine marketability of assets and its resale able value
•Ensures Risk asset targets are met
•Overall management of credit portfolio
•Daily
reviewing and monitoring of customer accounts to ascertain correctness,
interest and maturity dates as well as ensure Loan repayment.
•Loan recovery and remedial actions
•Up to date monitoring to ensure income are captured
•Ensure compliance with drawdown: Loan Collateral documentation and compliance with facility term agreement•Perform other related duties as assigned
Skill set
•Knowledge of Risk Management measurements and solutions
•B.Sc
degree in Business Administration, Accounting, Finance, Economics or
equivalent experience;5+ years experience in financial industry sector
as a credit/risk management analyst.
•Strong
Knowledge of Microsoft software; at a minimum, MS Access and MS Excel
intermediate user; MS Power Point and Word basic user
•Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers
•Work experience: 5-10 years
•Professional qualification such as ACCA, ACA, CCRA, CILRM will be an added advantage
•Ability
to maintain accuracy while handling sensitive data files, working with
that data and reconciling final results with original numbers.
•Excellent verbal communication skills
How to Apply
Interested ad suitably qualified candidates should
Click Here to Apply