Credit Risk Control Manager Job at Standard Chartered Bank
Standard Chartered Bank is a leading international bank, with more than a 150-year history in some of the world's most dynamic markets.
We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East.
With 1,600 branches and offices in 70 countries, we offer exciting and challenging international career opportunities.
Job Title: Credit Risk Control Manager
Job description
Credit Risk Control Processes
-
Responsible for the operational risk framework as applicable to country
CRC and the related metrics (KCIs/KRIs/CSTs). The individual needs to
enhance and ensure proper monitoring and control of risks, efficiency,
effectiveness and quality of CRC operations in-country and have
governance over the activities outsourced to the Hubs.
- Review
CRC processes and drive standardization and automation of processes.
Provide inputs / support to the Group on standardisation / automation
initiatives.
- Manage the post-launch activities (e.g. training)
to ensure that policy/process improvements or initiatives are properly
implemented, consistently interpreted, understood and applied
- Prevent occurrences of near misses or operational losses arising from ineffective credit processes or controls
- Provide assurance that the DOI and R&R implemented are being effectively executed and adhered to.
- Ensure the service standards agreed with Business Units are met for the various CRC activities.
Risk Management
- Ensure areas of responsibility are performing to an acceptable risk and control standard
-
Act quickly and decisively when any risk and control weakness becomes
apparent and ensure they are addressed within an appropriate timeframe
and escalated through the relevant committees
Governance
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Ensure compliance with internal and external requirements to the extent
of their applicability to processes handled by CRC. This includes
compliance with local banking laws, other applicable laws.
-
Embed the Group's values and code of conduct to ensure that adherence
with the highest standards of ethics, and compliance with relevant
policies, processes and regulations among employees form part of the
culture
People and Talent
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Contribute to ensuring that all team members have updated training and
development plans (ILDPs), and also all planned training programs are
completed on schedule and within the budget
- Ensure that the team completes the required accreditation and continuously develops its skills and knowledge
-
Active and engaged performance management through setting clear
objectives and good application of the P3 process. This includes
ensuring accurate data (e.g. reporting lines, job objectives, role
family, titles etc.) of the team in Peoplesoft
- Clearly identify contingency and succession plans for the team
Key Stakeholders
-
Constant engagement with key stakeholders to ensure that policies and
processes are relevant, implementable, well understood, and properly
embedded on the ground. Key stakeholders include
- Senior Risk
Officers, Business Heads / COOs, GIA, and L&C Heads covering
Corporate, Institutional & Commercial Banking clients
- Relevant members of Risk Operations management team
- External Auditors and Regulators
Qualifications and Skills
- A university qualification with a minimum of a second class degree
-
Good knowledge and grasp of Standard Chartered's CIC Clients business
and related policies and processes (with specific reference to
documentation related policy framework), and the applicable regulatory
framework that governs the CRC activities
-
Strong analytical and dispute resolution skills, and the ability to
command the respect of a cross functional set of professionals at a
senior level
- Ability to make independent decisions with a strong sense of empowerment
- Excellent communication skills, and the ability to work with multi-cultural teams in an effective manner
- Skills in project management and process improvement
- Ability to define priorities, and to develop and execute strategies across a broad range of issues
- Skills in managing Audit exercises at a high level to achieving acceptable risk rating
- Broad understanding of banking information management infrastructure and operational processes
-
Ability to provide strategic direction to the function to achieve
improved stakeholder experience with documentation and drive revenue
while maintaining control environment
- Strong leadership qualities, with the ability to motivate and lead multi-country teams in changing & challenging situations
Diversity and InclusionStandard
Chartered is committed to diversity and inclusion. We believe that a
work environment which embraces diversity will enable us to get the best
out of the broadest spectrum of people to sustain strong business
performance and competitive advantage. By building an inclusive culture,
each employee can develop a sense of belonging, and have the
opportunity to maximise their personal potential.
How to Apply
Interested and qualified candidates should
Click Here to Apply