Business Development Officer Job in a Financial Services Company

Workforce Group - Our client in the Financial Services industry in Lagos State is recruiting suitably qualified candidate to fill the position below: Job Title: Business Development Officer Location: Lagos Job Summary

• The Business Development Officer will be responsible in analyzing sales leads, pitching to new and existing clients and identifying potential sales opportunities.

• Evaluates loan applications and documentation by confirming credit worthiness.
• Develop and test unique business strategies and concepts
• Collaborate with colleagues and peers on the sales, marketing, and product development teams to improve overall customer experience and satisfaction
• Sales of retail products and services to potential customers by making proactive sales effort
• Improves loan applications and documentation by informing applicant of additional requirements.
• Rejects loans by explaining deficiencies to applicants.
• Analyzes the financial viability of clients who seek to acquire loans for homes and businesses.
• Conducted preliminary interviews with loan applicants.
• Approves or disapproves loan applications based on merit and level of financial viability.
• Meets with clients who have difficulty in keeping up with the loan amortization schedule and adopts a proactive position in arriving in win/win solutions.
• Maintains customer confidence by keeping loan information confidential.
• Accomplishes bank mission by completing related results as needed.
• Analyze current customer base, including portfolios and rolodexes, to identify potential sales opportunities
• Build strong relationships with customers, outside business contacts, and company stakeholders.
• Negotiate timelines and budgets
• Gives recommendations to clients on the type of lending program they should avail including term and payment schedule.
• Reviews all loan documents and agreements to make sure these are all complete, valid and in accordance with the bank’s guidelines.
• Stay up to date on company best practices, policies, products, pricing, and promotions

• B.Sc in any relevant discipline.
• 2-4 year’s sales /business development experience in a financial services industry, (Micro finance, commercial banks, Insurance companies etc.
• Good communication and presentation skills