Mortgage Processor CV Sample

Objective

Highly motivated and detail-oriented Mortgage Processor with 5+ years of experience in the banking industry. Skilled in analyzing financial documents, verifying loan applications, and ensuring compliance with lending regulations. Seeking a challenging position in a reputable financial institution to utilize my expertise in mortgage processing and contribute to the company's success.

Education

Bachelor of Science in Finance - University of Lagos, Nigeria (2010)

Master of Business Administration - Lagos Business School, Nigeria (2013)

Professional Experience

Mortgage Processor - ABC Bank, Lagos, Nigeria (2015-present)

• Review and analyze loan applications, credit reports, and financial statements to determine eligibility and risk assessment.
• Ensure compliance with lending policies, procedures, and regulatory requirements.
• Communicate with borrowers, loan officers, and underwriters to gather necessary documentation and resolve any discrepancies.
• Perform thorough verification of income, employment, and assets to assess borrower's ability to repay the loan.
• Prepare and submit loan files to underwriting department for final approval.
• Coordinate with title companies, appraisers, and insurance agents to facilitate the closing process.
• Maintain accurate and up-to-date records of loan applications, approvals, and denials.

Loan Officer - XYZ Bank, Lagos, Nigeria (2012-2015)

• Assisted clients in understanding various mortgage products and helped them choose the most suitable option.
• Evaluated loan applications and conducted thorough credit analysis to determine loan eligibility.
• Collaborated with borrowers to gather necessary documentation and ensure timely submission of loan applications.
• Built and maintained strong relationships with real estate agents, builders, and other referral sources.
• Provided exceptional customer service by addressing client inquiries and resolving any issues or concerns.
• Participated in networking events and industry conferences to expand professional network and generate leads.

Skills

• Strong knowledge of mortgage lending regulations and compliance requirements.
• Proficient in using mortgage processing software and financial analysis tools.
• Excellent attention to detail and ability to work with complex financial documents.
• Strong analytical and problem-solving skills.
• Effective communication and interpersonal skills.
• Ability to work efficiently in a fast-paced and deadline-driven environment.

References

Available upon request.