Mortgage Loan Processor CV Sample

Objective

Highly motivated and detail-oriented Mortgage Loan Processor with 5+ years of experience in the banking industry. Skilled in analyzing financial documents, assessing creditworthiness, and ensuring compliance with lending regulations. Seeking a challenging position in a reputable financial institution to utilize my expertise in mortgage loan processing and contribute to the company's success.

Education

Bachelor of Science in Finance - University of Lagos, Lagos, Nigeria (2010-2014)

Master of Business Administration (MBA) - Lagos Business School, Lagos, Nigeria (2015-2017)

Professional Experience

Mortgage Loan Processor - ABC Bank, Lagos, Nigeria (2017-present)

• Review and analyze mortgage loan applications, credit reports, and financial statements to determine eligibility and creditworthiness.
• Ensure compliance with lending policies, procedures, and regulatory requirements.
• Communicate with borrowers, loan officers, and underwriters to gather necessary documentation and resolve any issues or discrepancies.
• Perform thorough verification of borrower's income, employment, assets, and liabilities.
• Prepare and submit accurate loan packages to underwriting for approval.
• Coordinate loan closings and ensure all necessary documents are prepared and executed.
• Maintain accurate and up-to-date records of loan applications, approvals, and denials.

Loan Officer - XYZ Bank, Lagos, Nigeria (2014-2017)

• Assisted clients in understanding various loan products and helped them choose the most suitable option.
• Evaluated loan applications and conducted credit assessments to determine loan eligibility.
• Provided guidance and support to clients throughout the loan application process.
• Collaborated with loan processors and underwriters to ensure timely and accurate processing of loan applications.
• Built and maintained strong relationships with clients, real estate agents, and other industry professionals.
• Met or exceeded monthly sales targets and contributed to the overall growth of the bank's loan portfolio.

Skills

• Strong knowledge of mortgage loan processing procedures and regulations.
• Excellent analytical and problem-solving skills.
• Attention to detail and ability to work with complex financial documents.
• Proficient in using loan origination software and MS Office Suite.
• Effective communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.

Certifications

• Certified Mortgage Loan Processor (CMLP)
• Professional Mortgage Underwriter (PMU)

References

Available upon request.