Latest Recruitment at Branch International
Branch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility.
We are recruiting to fill the position below:
Job Title: Credit and Analytics Lead
Location: Lagos, Nigeria
Job type: Full Time
Category: Credit & Analytics Experienced
Job Overview
- Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.
- In this role, you will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes.
- You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy.
- As the lead, you will help the team achieve their goals through servant-style leadership, removing roadblocks, and clear communication.
Responsibilities
- Monitor performance and drive changes in credit policy of our Nigeria portfolio to optimize profitability and reach growth targets
- Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
Qualifications
- 8+ years of relevant experience
- Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
- Strong strategic thinking and problem-solving skills
- Enthusiasm for working across cultures, functions, and time zones
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!)
Interested and qualified candidates should:Click here to apply
Job Title: Head of Product, Nigeria
Location: Lagos
Job Type: Full time
Job Overview
- Branch launched in Nigeria in 2017 and has seen rapid adoption and growth. In 2021, we plan to grow our Product and Engineering team in Nigeria significantly. As part of this team, you will work closely with our global Engineering team (distributed across three continents) to strengthen the capabilities of our existing product and build out new products for Branch. Example projects include: Building new functionality for our Credit, Wallet, and Investment products; improving the reliability of our core payments and banking systems; researching new product ideas and bringing them to market.
- As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As a product team, we value bottom-up innovation and decentralized decision-making. We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting.
Responsibilities
- Manage a team of Product Managers, Product Operation Associates, and Designers within Africa by leading the lifecycle of development for various areas of the Branch product.
- Work closely with our Engineering and Operations Team Leads to ensure high-level product milestones are met.
- Draw insights from user research, experiments, and industry trends to set the product strategy and prioritize projects that sustainably grow our customer base and drive adoption of new products.
- Set ambitious goals for yourself and our team. Manage workflow to ship deliverables on time.
- Work closely with the Engineering, Design, Marketing, and Analytics teams across our global offices to grow our customer base through conversion rate optimization, retention, and re-engagement initiatives.
Qualifications
- You have 8-10 years of experience (5+ in product management or a product-adjacent role) with demonstrated ability to lead technical teams. Prior experience with a high-growth consumer software product or in a growth-focused role is a plus.
- You have demonstrable experience in managing people and/or teams.
- You have proven intuition and skills for designing world-class customer experiences through well-honed user research techniques and mock-ups.
- You have top-notch analytical abilities including some familiarity with SQL. You measure initiatives quantitatively, and you draw actionable insights to guide decisions.
- You are creative and have a track record of testing and launching new ideas.
- You know that startups are a team sport. You listen to others, speak your mind, and ask the right questions. You are a great collaborator and teacher. Effective written communication skills are especially important.
- You are resourceful. You know how to do more with less, and you’ve worked on lean teams that have had a large impact. You are not afraid of big challenges, and you do whatever it takes to get the job done.
- Experience in banking products is a strong bonus.
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!)
Interested and qualified candidates should:Click here to apply
Job Title: Backend Software Engineer
Location: We are primarily looking for candidates in Lagos, but are open to other locations in Nigeria for the right candidate
Job Type: Full time
Job Overview
- Branch launched in Nigeria in 2017 and has seen rapid adoption and growth. In 2021, we plan to grow our engineering team in Nigeria significantly. As part of this team, you will work closely with our global engineering team (distributed across three continents) to strengthen the capabilities of our existing product and build out new products for Branch. Example projects include: Building new functionality for our Credit and Wallet products; helping improve the reliability of our core payments and banking systems; architecting data pipelines and machine learning models for credit underwriting; and more.
- As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As an engineering team, we value bottom-up innovation and decentralized decision-making. We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting.
Responsibilities
- Build out backend functionality for existing and new product lines such as Credit, Wallet, Bill Pay, and others.
- Integrate with various third-party systems, including payment systems, identity providers, and messaging platforms.
- Scale our backend services and pipelines to ever-growing levels of traffic and complexity.
- Help build flexible and easy-to-use tools used by our operations teams to handle customer inquiries and other business processes.
Qualifications
- You have strong experience (2+ years) of building backend software for web-based or mobile products.
- You have a solid foundation in computer science fundamentals, distributed systems, data storage, and agile development methodologies.
- You are pragmatic and combine a strong understanding of technology and product needs to arrive at the best solution for a given problem.
- You are highly entrepreneurial and thrive in taking ownership of your own impact. You proactively identify problems and propose solutions.
- You are an excellent collaborator and communicator. You listen to others and seek to understand, but aren’t afraid to speak your mind and debate in a respectful manner when you disagree.
- You are excited by the prospect of working in a distributed team and company, working with teammates from all over the world.
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!)
Interested and qualified candidates should:Click here to apply
Job Title: Android Software Engineer
Location: Lagos
Job Type: Full time
Category: Engineering
Job Overview
- Branch launched in Nigeria in 2017 and has seen rapid adoption and growth. In 2021, we plan to grow our engineering team in Nigeria significantly. As part of this team, you will work closely with our global engineering team (distributed across three continents) to strengthen the capabilities of our existing product and build out new products for Branch. As an Android Engineer, you will work closely with other members of the product and engineering team to build out new products and features, and maintain existing ones for millions of customers.
- As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As an engineering team, we value bottom-up innovation and decentralized decision-making: We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting.
Responsibilities
- Contributing to the design and development of our Android app (written in a mix of Java and Kotlin).
- Scoping new projects and features with our product team, and implementing them (including contributing to some parts of our backend systems when needed).
- Managing multiple projects simultaneously.
- Contributing to the overall engineering roadmap, including building out new products for the Nigerian market and beyond.
- Mentoring and teaching other team members.
Qualifications
- You are highly entrepreneurial and thrive in taking ownership of your own impact. You take the initiative to solve problems before they arise.
- You are a passionate coder. You start and/or contribute to projects you’re excited about.
- You have experience architecting high-quality Android apps that interact with RESTful APIs and enjoy keeping up with the latest frameworks and development practices. It’s an added bonus if you have working knowledge of languages such as Kotlin, Ruby and/or Python.
- You understand the value of writing thorough tests, and you are passionate about code quality and bug fixing.
- You are curious about new technologies and are eager to learn about and contribute to all parts of our technology stack.
- You are an excellent collaborator & communicator. You listen to others and seek to understand, but aren’t afraid to speak your mind and debate in a respectful manner when you disagree.
- You are excited by the prospect of working in a distributed team and company, working with teammates from all over the world.
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!)
Interested and qualified candidates should:Click here to apply
Job Title: Product Designer
Location: Lagos
Job Type: Full time
Job Overview
- The Branch Design Team is growing and we want you to be a part of it. You will contribute by helping us build world-class mobile banking experiences for our 24+ million growing user base in Africa and India.
- You will work under the supervision of our Lead Product Designer to produce high-quality experiences for our users. If you are passionate about design, eager to learn more, and have a sharp eye for details—you will be a great fit!
- If you have a portfolio you are proud of, please send it our way—we’d love to hear from you.
Responsibilities
- Work with our globally distributed Product Team to bring world-class mobile banking to 24+ million users in Africa, India, and beyond.
- Take new features from ideation to prototyping, to user testing, to production.
- Craft authentic, intuitive, and simple experiences that bring mobile banking to the next billion users.
- Solicit feedback and or present in regular Design Reviews with other Designers and Product Managers.
- Contribute to defining and elevating our internal design systems by creating, maintaining, and distributing easy-to-use components for our design system.
- Provide guidance on specs and or interaction with tools like Loom, Zoom, and or Quicktime.
- Constant collaboration with our cross-functional partners in product, product ops, engineering, and marketing.
Qualifications
- 3+ years of professional Product Design experience
- Experience designing consumer-facing experiences for mobile and web applications
- Excellence in UX thinking, visual design, written communication, and familiarity of Material Design guidelines
- Experience working in a collaborative environment with engineers, user researchers, and product teams. You know that startups are a team sport. You listen to others, speak your mind, and ask the right questions.
- Familiar with Branch (you have used it in the past or present)
- Figma, Adobe After Effects, prototyping tools.
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!).
Interested and qualified candidates should:Click here to apply
Job Title: Credit Analyst
Location: Lagos, Nigeria
Job Type: Full Time
Job Overview
- Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.
- You will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes. You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy. This role will report directly to the Credit and Analytics manager.
Responsibilities
- Build and maintain a user-level valuations model to inform future product and marketing decisions and analyze drivers of profitability
- Monitor and update credit policy to optimize for company risk, profitability, and growth targets
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
Qualifications
- 3-5+ years of relevant experience
- Fluency in SQL, R/Python, or similar statistical analysis tool is required
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
- Strong strategic thinking and problem-solving skills
- Enthusiasm for working across cultures, functions, and time zones
Benefits of Joining
- Mission-driven and fast-paced, entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Fully-paid Premium Plan medical coverage
- Generous vacation policy
- Generous child bonding leave policy
- Pension Benefit and Life Insurance
- Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
- Flexible working hours
- Weekly team meals and social events (virtual for now!)
Interested and qualified candidates should:Click here to apply
Note: Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. And we’re looking for more than just qualifications - so if you’re unsure that you meet the criteria, please do not hesitate to apply!