Head of Credit Risk (Remote) at Ramani

Ramani is at the forefront of building the financial infrastructure for Africa's supply chains. Our innovative mobile and web applications provide Africa's resellers with quick and easy access to inventory financing. In a $900 billion market, we are pioneers transforming the landscape of financial services in the supply chain sector. Ramani recently launched a groundbreaking financial marketplace; a fully serviced credit platform that allows banks to instantly lend to distributors of leading FMCG brands on a national scale. Our partners include Stanbic Bank, with more banks joining soon.

We are recruiting to fill the position below:

Job Title: Head of Credit Risk

Location: Remote
Sector: Logistics & Supply Chain

Job Description

• Strategic Planning and Decision Making: Play a key role in formulating long-term credit strategies and business plans, providing expert advice to senior management on decisions related to credit risk.
• Credit Portfolio Oversight: Oversee the organization's credit portfolio, including monitoring the quality and performance of loans, assessing credit risk, and identifying potential issues.
• Data Analysis: Utilize data analytics and modeling techniques to assess credit performance, identify trends, and make data-driven recommendations for credit decisions and improvements.
• Regulatory Compliance: Ensure compliance with all relevant financial regulations and industry standards related to credit and lending.
• Risk Management: Develop and implement effective credit risk management strategies to minimize credit losses and maintain a healthy credit portfolio.
• Stakeholder Communication: Collaborate with executive leadership and other departments to communicate credit performance insights and align strategies with organizational
• Credit Expertise and Strategic Planning and Decision Making: Strong understanding of credit risk assessment, portfolio management and experience formulating long-term credit strategies.
• Proficiency in data analysis, credit modeling, and statistical analysis tools.
• Knowledge of financial regulations and compliance requirements related to lending and credit, and ability to ascertain and ensure compliance with financial regulations in Tanzania and any other countries Ramani operates in.
• An innovative mindset to explore new technologies and methodologies in credit risk management.
• Strong problem-solving abilities and critical thinking skills and effective collaboration skills to work with cross-functional teams.
• Ability to adapt to changing market conditions and evolving credit risk challenges.
• Proven leadership and Coaching skills with excellent communication abilities to effectively convey credit insights and strategies.
• Excellent communication skills, both written and verbal, to effectively convey credit insights and strategies.

Requirements

• A Bachelor's or Master's Degree in Finance, Economics, or a related field. (A Master's degree or relevant professional certifications (e.g., CFA, FRM) would be a plus).
• 8+ years of experience in credit risk management and credit analytics from Western financial markets (Such as US, Canada, or Europe)
• Must have a strong understanding of credit risk assessment, portfolio management and experience formulating long-term credit strategies.
• Must have proven leadership and coaching skills.
• At least 4 of those years should be in non-traditional credit lending settings such as, start-ups or fintech companies.
• Must have Fintech Startup experience.

Salary
USD 60,000 / Annum.

How to Apply
Interested and qualified candidates should send their CV and LinkedIn page link to [email protected] using the Job Title as the subject of the email

Application Deadline 2nd October, 2024.