Credit Analyst at Spok Capital Limited


Spok Capital Limited is a client-focused financial Services company, licensed by the Securities & Exchange Commission. We offer wide range of financial, investment and advisory services to meet specific needs of our clients.

We are recruiting to fill the position below:

 

Job Title: Credit Analyst

Location: Lagos

Job Description

  • Assess the creditworthiness of existing or prospective clients 
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc) 
  • Complete ratio, trend, and cash flow analyses and create projections
  • Routinely monitor loans for compliance 
  • Adhere to credit policy and guidelines
  • Monitor corporate portfolio asset quality on an ongoing basis
  • Draft models of credit information that predict trends and patterns
  • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
  • Determine in depth the degree of risk involved
  • Carefully analyze data and produce clear and objective reports

Required Education / Qualifications

  • Candidates should possess a BA / B.Sc Degree in Business, Finance, Statistics, or a related field
  • Ability to analyze cash flows, leverage, collateral, and customer strength
  • Strong communication and presentation skills
  • Sound judgment.
  • Proven 1 - 5 years of working experience as a credit analyst
  • Proficiency in statistical packages and financial software

 

How to Apply
Interested and qualified candidates should send their CV to: [email protected] and [email protected] using the Job Title as the subject of the mail