In Sub-Saharan Africa, approximately 350 million adults lack access to formal financial services, with Nigeria alone accounting for over 10 percent of this number. Without the right financial services, the poor struggle to withstand financial shocks, perpetually trapped in the vicious cycle of poverty.
Beyond Credit Ltd was created with this problem in mind, recognizing poverty as one of the greatest injustices that mankind sustains. It manifests itself through various outcomes, including hunger, malnutrition, high infant mortality, low life expectancy, illiteracy in children, and crime.